Lower RMD Factors Beginning 2022. On November 12, 2020 the IRS released a 31-page
Final Regulation titled
"Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions"
that is effective January 1, 2022. ImagiSOFT's RMD calculator now uses these new factors, but also supports prior-year factors and formulas. See
the sample 2022 RMD report.
The line "Divided by factor from 2022 IRS Uniform Lifetime Table for age 73" tells you the year of the IRS Table (the earlier table is 2002),
the name of the table, and the income factor.