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Privacy Notice

Notice of Privacy and Insurance Information Practices
We appreciate you as a valued customer. We also have a high regard with respect to your right to privacy. We realize that you purchase our products because of your confidence in us. Please know we are committed to treating your information, and your client's information, in a responsible manner. This Notice explains what types of information we collect and with whom we share it. This Notice also explains how we protect your information.

Safeguarding Your Personal Information
We strive to protect information that is personal to you. We train our associates about the terms of this Notice and the value of your privacy. We only allow our associates access to your personal information in order to provide services to you and to maintain our products, or as allowed by law. We use manual and electronic security procedures to maintain the confidentiality of the information we collect and to guard against its unauthorized access.

We do not share your information, or the information of any of your clients, with any third party. This includes, but is not limited to:

Names
E-Mail Addresses
Addresses
Phone Numbers
Financial Information
Personal Information (Age, Gender, Social Security Numbers, Dates of Birth, Documents, etc.)

We also do not review or track the information you store in our Life Insurance and Annuity Illustration Softare or web-based Financial Calculators. All data is encrypted using 256 bit, or higher, data encryption and safely stored on our servers in a secure location. You can elect to have us delete all personal and the client information on our servers at any time, or you can delete each client yourself.

We believe this policy conforms with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). The intentions of these Acts are to provide users with the right to:

Know what personal data is being collected about them.
Know whether their personal data is sold or disclosed and to whom.
Say no to the sale of personal data.
Access their personal data.
Request a business to delete any personal information about a consumer collected from that consumer.
Not be discriminated against for exercising their privacy rights.

In short, unlike many social media platforms, we do not profit from the sale of your personal information and we have taken steps to see that it remains private. All of our software either does not store illustration information at all, or it gives you "store" and "delete" functions.

Sincerely,
Michael J. Prestwich,
President and Founder