Fixed Index Annuity Illustration
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Agent Information
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Optional Inflation Protection
Election of the Inflation Protection option increases the LTC Benefit Base Rollup
Rate to 5% until a claim is made. IMPORTANT: If the Inflation Protection Option is
chosen, the Coverage Ratio will be reduced to 100% of premium. In addition, the
year 1 premium load will be increased which will negatively impact the beginning
Accumulation Value and accumulation potential of the annuity. Please be sure to
compare illustrations with and without the Inflation Protection option before
submitting the application with this option chosen.